You will provide accurate and complete information regarding your Payments, and agree that all information you provide, including information about a debit or credit card or bank account, is complete, accurate and true. 1Payouts are processed in 1-2 business days for credit card payments and 1-7 business days for bank payments. Accept credit cards, bank payments, and Apple Pay for as little as 1%2 per transaction.Your customers can use the secure “Pay now” button on your invoices to instantly pay you. We will return any cancelled or denied payment to your bank account or your card, as applicable.

Wave Advisors If you use our Wave Advisors professional services, these terms apply. Click here to view the new policy, which takes effect on January 10, 2025. Visit your dashboard or use your invoicing or accounting features, and click the “Upgrade now” button. Look and feel polished, keep your books organized, and kick tax season’s butt, whether you’re a newbie or seasoned pro. “Wave makes your life a whole lot easier and takes that worry off you. I’ve tried Quickbooks—it’s a bit more complicated and technical, and takes more time to set up.”

How to file taxes as an LLC: Step-by-step guide for small business owners

You authorize us to credit your account with any payments that are returned. To make a Bank Payment the Payer must provide us with information regarding a valid U.S. bank account that is owned by the Payer or that the Payer has the authority to manage and authorize us to debit that account to make the Bank Payment. Wave lets small business owners like you create beautiful invoices, accept online payments, and make accounting easy—all in one place. Wave lets small business owners like you create beautiful invoices, accept online payments,and make accounting easy—all in one place. You’ll need to answer a few questions about your business and provide us with a little more information about yourself in order to get approved to accept online payments.

FCAC Complaint Policy – If you have a complaint with respect to the Code of Conduct for the Payment Card Industry in Canada, please review our policy. Developer API Including but not what is price variance limited to developer.waveapps.com, api.waveapps.com. Wave Payments Customers If you’re paying an invoice through Wave’s platform, these terms apply.

How to file taxes as a sole proprietor (in the US)

Unlike other software, Wave is built for small business owners and solopreneurs at every stage—not accountants—so it’s easy for you to use. If you choose to cancel your subscription, it will remain active until the end of your current billing period. You can cancel your subscription up until one (1) day before your renewal date through Wave. The subscription fee for the Pro Plan is per business, not per owner. Learn how to cancel your subscription in our Help Center. The cancellation of your subscription will take effect my reseller genie: accounting software for resellers at the end of the billing period in which you cancel.

How to file self-employment taxes in Canada — 2025 guide

Learn more about changing subscription periods and plan types, and how to cancel your Pro subscription in our Help Centre. Approval to use online payments is subject to eligibility criteria, including identity verification and credit review. For information on credit card rates, visit the pricing section for details.‍ “Most of my clients pay with credit cards using the secure link on the invoice. At any time, you may withdraw your consent to receive electronic Communications by contacting You agree that any such electronic Communications have the same meaning and effect as if we had provided you with paper Communications.

  • You’ll need to answer a few questions about your business and provide us with a little more information about yourself in order to get approved to accept online payments.
  • Learn more about changing subscription periods and plan types, and how to cancel your Pro subscription in our Help Centre.
  • You agree and give consent to receive Communications from us electronically.

With Wave, your invoices and payments flow into your accounting records, helping you stay organized and prepared for tax time. The term “Communications” means any notice, record, agreement, or other types of information that are made available to you or received from you in connection with the Payment Service or other related services.The decision of whether to do business electronically is yours. You agree to cooperate with us and provide any information that may be reasonably requested by us in our investigation of any cancelled, invalidated or refused payment transactions. The average process time after the Payee accepts a Payment is usually two (2) to three (3) business days, but may take longer due to card or banking system delays or other matters outside of our control. For Payers, on the Payment Date, we will charge the Card Payment or for Bank Payments, debit the designated bank account for the payment amount.

If the Payer provides incorrect information about a Payee, we are not responsible for the recovery of any funds sent to an incorrect Payee. Wave acts solely as a third party payment facilitator and processor to Payers and Payees. You confirm you have reviewed Wave’s Terms of Use (“Wave TOU”) which is incorporated by this reference into and forms part of this Agreement, and you agree to be bound by the terms and conditions of the Wave TOU. Congratulations on being the sort of person who reads legal terms of service. We’ve also provided some simplified wording to the accounting entry for depreciation summarize some of the key points, but please remember that the Agreement itself is what is legally binding.

Payment solutions foryour business

  • By authorizing a Bank Payment, Payer authorizes Wave to electronically debit your bank account for the amount of the Bank Payment.
  • You further agree that your electronic signature (e-signature) has the same effect as your manual, physical signature.
  • 1Payouts are processed in 1-2 business days for credit card payments and 1-7 business days for bank payments.

Use of the Payment Service constitutes consent to use any personal information which you provide us during the payment process for the purposes set out in our Customer Privacy Policy and for all other related uses for which your consent may reasonably be implied. You agree that you will not hold us liable for any damages resulting from a Payee’s decision not to accept a payment. You agree and understand that the Payee is not required to accept your payment.

That is a massive time saver and helps me get paid faster! Except as otherwise provided in the Arbitration Provision, all provisions of this Agreement, notwithstanding the manner in which they have been grouped together or linked, are severable from each other. You may not modify or amend this Agreement unless we agree to such modification or amendment in a written instrument signed by a duly authorized representative of Wave. Except as otherwise provided in the Arbitration Provision set out herein, this Agreement shall in all respects be governed by and interpreted, construed, and enforced in accordance with the Laws of the state in which you accepted this Agreement.‍ Wave does not have control of, or liability for, goods or services that are paid for with the Payment Service. As applicable, by authorizing a Payment electronically and agreeing to this Agreement, you are confirming that you are able to receive, open, and print or download a copy of any Communications for your records.‍

Faster payments, better cash flow

When you authorize a Card Payment, you authorize us to initiate a payment to the designated Payee through the card. The card must be in the name of the Payer or the person making the payment on behalf of the Payer. Wave is not a party to any agreement between a Payer and Payee and any disputes you have with a Payer or Payee are solely between you and the Wave User. The Payment Service enables you to make a payment to a person or entity that uses Wave services (a “Wave User”) in accordance with this Agreement. Your use of the Payment Service constitutes your agreement to all the terms of this Agreement. Below, you’ll see the terms you’re agreeing to when you use the Wave Payment Service.

Do you provide customer support?

Make bookkeeping and tax time easy with solutions that are affordable, small biz friendly, and—dare we say—fun to use. Not all financial institutions are supported so we can’t guarantee that you will be able to connect an account. Discount applied to the listed monthly price for Wave’s Pro Plan, starting from the date the Pro Plan is purchased and continuing for three monthly payment periods. Visit your dashboard or use your invoicing or accounting features, and click the peach “Upgrade now” button.

Entire Agreement

Deposits are sent to the debit card linked to your account in up to 30 minutes. As his is an electronic payment service, if you choose to withdraw your consent to receive electronic Communications, we will no longer be able to provide you with the Payment Service. Your consent to do business electronically and our agreement to do so covers all transactions you conduct through the Payment Service.‍ When using the Payment Service to make Payments, you may elect to save your Payment information (card information or bank account information, as applicable) for future Payments. When you schedule a payment, you should allow sufficient time for the Payee to receive the Payment by its due date, which will be two (2) to three (3) business days after the Payee has accepted the Payment. You are responsible for ensuring that you have adequate available credit for Card Payments or that the funds are available in your bank account for Bank Payments.

Then, whenever you’re ready, upgrade to the Pro Plan to unlock even more money management features. Plus, easily access key reports (like profit and loss statements) about the health of your business. Wave’s dashboard organizes your info to show how your business is performing. Want to look more polished, save more time, and conquer cash flow? Just starting your business or looking for the basics?

Our plans are built for small business owners at every stage! Keep your books organized and accurate and make tax time suck less. Deposit times may vary due to processing cutoff times or third party delays. Your deposit times may vary based on your financial institution. Approval is subject to eligibility criteria, including identity verification and credit review.

By authorizing a Bank Payment, Payer authorizes Wave to electronically debit your bank account for the amount of the Bank Payment. You must provide verifiable bank account information and there must be sufficient available funds to cover the amount of the Bank Payment. Following the offer period, your account will automatically be charged at the listed monthly price until you cancel your subscription.